What are the different ways of accessing the funds tied up in my home?

By far the most popular way of releasing funds from your home.

A lifetime mortgage is a loan that's secured against your property that accrues interest until it becomes repayable when you either pass away, or go into long term care.

A Home Reversion Scheme requires you to sell an interest in your home, in return for a tax free lump sum and the right to remain living in your property for the rest of your life.

 We do not provide advice relating to home reversion plans.

Otherwise known as RIOs, Retirement Interest Only mortgages compel you to make monthly repayments to the lender, until such time as your loan becomes repayable, when you either pass away, or go into long term care.